Challenge Island, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2998)
6 deals since 2020 · typical deal $105K
6
Deals since 2020
$105K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
Challenge Island has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Challenge Island
Most Challenge Island deals financed between $55K and $128K. Above $128K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,552
- Down payment (10%)
- $12K
- Cash to close (all-in)
- $15K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$15K)
Experience
Recent financings
- DESERT BLOOM EDUCATION, LLC in Sparks, NV — $128K (2026) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term