Charleys Philly Steaks, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0360)
71 deals since 2020 · typical deal $425K · 0% failure rate
71
Deals since 2020
$425K
Typical deal
20
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Charleys Philly Steaks
Most Charleys Philly Steaks deals financed between $265K and $537K. Above $537K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,558
- Down payment (10%)
- $47K
- Cash to close (all-in)
- $63K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$63K)
Experience
Recent financings
- Bisou Bisou Incorporated in Apopka, FL — $2.3M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term