Chester's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0369)
6 deals since 2020 · typical deal $2.2M
6
Deals since 2020
$2.2M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
Chester's has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Chester's
Most Chester's deals financed between $1.39M and $3.27M. Above $3.27M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $28,813
- Down payment (10%)
- $245K
- Cash to close (all-in)
- $337K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$337K)
Experience
Recent financings
- The Corner Store in Bethpage, NY — $1.4M (2025) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term