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Chick-fil-A - Franchise Program, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S5066)

1 deals since 2020 · typical deal $3.0M

1

Deals since 2020

$3.0M

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Chick-fil-A - Franchise Program has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Chick-fil-A - Franchise Program

Most Chick-fil-A - Franchise Program deals financed between $3.00M and $3.00M. Above $3.00M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$3.00M

Monthly payment (10-yr): $39,231
Down payment (10%): $333K
Cash to close (all-in): $460K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$460K)

Experience

Recent financings

MBC OF BOSTON, LLC in East Boston, MA — $3.0M (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.4% variable
Term
126 months
SBA guaranteed
$2.3M (75%)
Approval → funding
15 days
Approved
9/8/2025
First disbursed
9/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
200
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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Who funds Chick-fil-A - Franchise Program — and where

Top lenders for this brand

1.Live Oak Banking Company(1)

Most active states

1.Massachusetts (1 loans)

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Common questions

How much does a Chick-fil-A - Franchise Program cost to buy or open?

The typical deal for Chick-fil-A - Franchise Program is $3.0M across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $330K of buyer cash on a typical deal.

How risky is Chick-fil-A - Franchise Program?

Chick-fil-A - Franchise Program has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Chick-fil-A - Franchise Program with an SBA loan?

Yes — Chick-fil-A - Franchise Program has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for Chick-fil-A - Franchise Program — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Chick-fil-A - Franchise Program.