How much does a Cinnabon cost to buy or open?

The typical deal for Cinnabon is $386K across 29 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $42K of buyer cash on a typical deal.

How risky is Cinnabon?

0% of Cinnabon's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Cinnabon with an SBA loan?

Yes — Cinnabon has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Cinnabon, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0380)

29 deals since 2020 · typical deal $386K · 0% failure rate

Deals since 2020

$386K

Typical deal

Deals since FY2025

Failure rate (FY20–23)

Cinnabon buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Cinnabon

Most Cinnabon deals financed between $145K and $653K. Above $653K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$386K

Monthly payment (10-yr): $5,048
Down payment (10%): $43K
Cash to close (all-in): $57K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$57K)

Experience

Recent financings

Delectable Delights Canarsie LLC in Brooklyn, NY — $1.2M (2026) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
126 months

Cinnabon, by the numbers

Recent financings

Who funds Cinnabon — and where

Common questions

How much does a Cinnabon cost to buy or open?

How risky is Cinnabon?

Can I finance a Cinnabon with an SBA loan?

AI summary