How risky is Circle K Convenience Store & Motor Fuel Franchise (aka Full ?

Circle K Convenience Store & Motor Fuel Franchise (aka Full has 15 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Circle K Convenience Store & Motor Fuel Franchise (aka Full SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a Circle K Convenience Store & Motor Fuel Franchise (aka Full cost to buy or open?

The typical deal for Circle K Convenience Store & Motor Fuel Franchise (aka Full is $2.8M across 15 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $305K of buyer cash on a typical deal.

Q: Can I finance a Circle K Convenience Store & Motor Fuel Franchise (aka Full with an SBA loan?

Yes — Circle K Convenience Store & Motor Fuel Franchise (aka Full has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

BABA DEEP SINGH INC 13 in Salem, OR — $4.0M (2026) · Enterprise Bank & Trust

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.0M (75%)
Approved: 3/31/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Startup, Loan Funds will Open Business
Industry: Gasoline Stations with Convenience Stores

Funded by Enterprise Bank & Trust · Lender record →

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Jaspal Turna dba Circle K in Woodlake, CA — $3.9M (2026) · Celtic Bank Corporation

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.9M (75%)
Approved: 12/2/2025
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported: 6
Business age: Startup, Loan Funds will Open Business
Industry

Sunrise 2 Thomasville LLC in Thomasville, GA — $400K (2026) · purchase · Celtic Bank Corporation

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $300K (75%)
Approved: 1/28/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores

If you were the buyer here

MOBIL SANTA FE SPRINGS in Santa Fe Springs, CA — $3.6M (2025) · Open Bank

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.7M (75%)
Approval → funding: 13 days
Approved: 6/3/2025
First disbursed: 6/16/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

SAO County Line, LLC in New Braunfels, TX — $3.6M (2025) · First Utah Bank

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 320 months
SBA guaranteed: $2.7M (75%)
Approval → funding: 1 days
Approved: 2/5/2025
First disbursed: 2/6/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 14

MAIN ST. GAS in Los Angeles, CA — $3.0M (2025) · Open Bank

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.3M (75%)
Approval → funding: 28 days
Approved: 5/14/2025
First disbursed: 6/11/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Thomasville Truckstop GA LLC in Thomasville, GA — $400K (2025) · purchase · Celtic Bank Corporation

Program: Preferred Lenders Program
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $300K (75%)
Approved: 9/30/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores

If you were the buyer here

LAKEWOOD MART, LLC in Princeton, TX — $2.8M (2024) · Bank of the West

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 312 mo (26 yrs)
SBA guaranteed: $2.1M (75%)
Approval → funding: 62 days
Approved: 6/20/2024
First disbursed: 8/21/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 15

Trisam Partners & Associates LLC in Rancho Cucamonga, CA — $2.5M (2024) · Mega Bank

Program: 7a General
Rate at approval: 10% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.9M (75%)
Approval → funding: 0 days
Approved: 10/29/2023
First disbursed: 10/29/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Oakdale Fuel Enterprises in Oakdale, CA — $5.0M (2023) · Mission Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 312 mo (26 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 8 days
Approved: 5/25/2023
First disbursed: 6/2/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Circle K Convenience Store & Motor Fuel Franchise (aka Full , by the numbers

Recent financings

Who funds Circle K Convenience Store & Motor Fuel Franchise (aka Full — and where

Common questions

How much does a Circle K Convenience Store & Motor Fuel Franchise (aka Full cost to buy or open?

How risky is Circle K Convenience Store & Motor Fuel Franchise (aka Full ?

Can I finance a Circle K Convenience Store & Motor Fuel Franchise (aka Full with an SBA loan?

AI summary