Cost Cutters, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2161)
2 deals since 2020 · typical deal $1.1M
2
Deals since 2020
$1.1M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
Cost Cutters has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Cost Cutters
Most Cost Cutters deals financed between $615K and $1.13M. Above $1.13M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $14,772
- Down payment (10%)
- $126K
- Cash to close (all-in)
- $172K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$172K)
Experience
Recent financings
- Grady & Heskin Management, Inc. in Marshfield, WI — $615K (2026) · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term