How much does a CRS cost to buy or open?

The typical deal for CRS is $242K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $27K of buyer cash on a typical deal.

CRS has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a CRS with an SBA loan?

Yes — CRS has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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CRS, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7393)

10 deals since 2020 · typical deal $242K

Deals since 2020

$242K

Typical deal

Deals since FY2025

—

Too few deals to score risk

CRS has 10 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for CRS

Most CRS deals financed between $50K and $256K. Above $256K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$242K

Monthly payment (10-yr): $3,578
Down payment (10%): $27K
Cash to close (all-in): $36K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$36K)

Experience

Recent financings

SHANAHAN COMMERCIAL HOLDINGS, LLC in Brighton, MI — $256K (2026) · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term

CRS, by the numbers

Recent financings

Who funds CRS — and where

Common questions

How much does a CRS cost to buy or open?

How risky is CRS?

Can I finance a CRS with an SBA loan?

AI summary