How much does a Crunch cost to buy or open?

The typical deal for Crunch is $4.3M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $473K of buyer cash on a typical deal.

Crunch has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Crunch with an SBA loan?

Yes — Crunch has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Crunch, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0446)

4 deals since 2020 · typical deal $4.3M

Deals since 2020

$4.3M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Crunch has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Crunch

Most Crunch deals financed between $2.41M and $4.92M. Above $4.92M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$4.30M

Monthly payment (10-yr): $56,231
Down payment (10%): $478K
Cash to close (all-in): $661K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$661K)

Experience

Recent financings

CF Inwood, LLC in New York, NY — $4.3M (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term

Crunch, by the numbers

Recent financings

Who funds Crunch — and where

Common questions

How much does a Crunch cost to buy or open?

How risky is Crunch?

Can I finance a Crunch with an SBA loan?

AI summary