How much does a Culver's ButterBurgers & Frozen Custard cost to buy or open?

The typical deal for Culver's ButterBurgers & Frozen Custard is $500K across 109 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.

How risky is Culver's ButterBurgers & Frozen Custard?

0% of Culver's ButterBurgers & Frozen Custard's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Culver's ButterBurgers & Frozen Custard with an SBA loan?

Yes — Culver's ButterBurgers & Frozen Custard has been SBA-financed 19 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Culver's ButterBurgers & Frozen Custard SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Blue Ribbon Hospitality, Inc. in Coon Rapids, MN — $4.7M (2026) · purchase · Old National Bank

Program: 7a General
Rate at approval: 7.25% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $3.5M (75%)
Approval → funding: 11 days
Approved: 12/1/2025
First disbursed: 12/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 21
Business age: Change of Ownership
Industry: Limited-Service Restaurants

If you were the buyer here

Est. deal size: $5.2M
Est. down payment (10%): $518K
Est. cash at closing: $716K
Monthly payment: $33,686
Annual debt service: $404K
Cash flow needed (1.25×): $505K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Old National Bank · Lender record →

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Canyon Land Management, LLC in South Jordan, UT — $1.4M (2026) · purchase · Bank of Utah

Program: Preferred Lenders Program
Rate at approval: 7.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.0M (75%)
Approval → funding: 14 days
Approved: 11/18/2025
First disbursed: 12/2/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Coleman Family Hospitality, LLC in Orlando, FL — $1.3M (2026) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7.45% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $818K (62%)
Approved: 1/29/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Business age: Existing or more than 2 years old
Industry

I LEAN BLUE LLC in Oregon, WI — $900K (2026) · purchase · Bank Five Nine

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $675K (75%)
Approved: 1/21/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 31
Business age: Change of Ownership
Industry: Limited-Service Restaurants

VGW FARIBAULT CUSTARD LLC in Faribault, MN — $900K (2026) · Prime Security Bank

Program: Preferred Lenders Program
Rate at approval: 6.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $675K (75%)
Approved: 2/13/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 70
Business age: Startup, Loan Funds will Open Business
Industry

WRG Blue Barn LLC in Gainesville, GA — $404K (2026) · Regions Bank

Program: Preferred Lenders Program
Rate at approval: 7.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $303K (75%)
Approved: 1/29/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 54
Business age: New Business or 2 years or less
Industry: Limited-Service Restaurants

Huffman Hospitality Tifton LLC in Tifton, GA — $215K (2026) · TD Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 7% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $161K (75%)
Approved: 11/28/2025
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry

BLUE SPOON OF NC LLC in Sanford, NC — $150K (2026) · United Community Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 6.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $75K (50%)
Approved: 2/28/2026
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 56
Business age: Startup, Loan Funds will Open Business

Culver's in Tallahassee, FL — $5.0M (2025) · United Community Bank

Program: Preferred Lenders Program
Rate at approval: 7% variable
Term: 309 months
SBA guaranteed: $3.8M (75%)
Approval → funding: 19 days
Approved: 9/5/2025
First disbursed: 9/24/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 60

SEKN, INC. in Lincoln, IL — $1.3M (2025) · purchase · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $941K (75%)
Approval → funding: 41 days
Approved: 2/26/2025
First disbursed: 4/8/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 42

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Culver's ButterBurgers & Frozen Custard, by the numbers

Recent financings

Who funds Culver's ButterBurgers & Frozen Custard — and where

Common questions

How much does a Culver's ButterBurgers & Frozen Custard cost to buy or open?

How risky is Culver's ButterBurgers & Frozen Custard?

Can I finance a Culver's ButterBurgers & Frozen Custard with an SBA loan?

AI summary