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Dewey's Bakery - License Agreement, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S8470)

2 deals since 2020 · typical deal $2.2M

2

Deals since 2020

$2.2M

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

Dewey's Bakery - License Agreement has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Dewey's Bakery - License Agreement

Most Dewey's Bakery - License Agreement deals financed between $150K and $2.18M. Above $2.18M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.18M

Monthly payment (10-yr): $28,521
Down payment (10%): $242K
Cash to close (all-in): $334K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$334K)

Experience

Recent financings

C and E Celebrations LLC in Winston Salem, NC — $2.2M (2026) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
17 days
Approved
1/9/2026
First disbursed
1/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
52
Business age
Change of Ownership
Industry
Baked Goods Retailers
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$242K
Est. cash at closing
$334K
Monthly payment
$27,628
Annual debt service
$332K
Cash flow needed (1.25×)
$414K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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C and E Celebrations LLC in Winston Salem, NC — $150K (2026) · purchase · Pinnacle Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
1/9/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
52
Business age

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Who funds Dewey's Bakery - License Agreement — and where

Every dot is a financed Dewey's Bakery - License Agreement — 2 mapped.

Top lenders for this brand

1.Pinnacle Bank(2)

Most active states

1.North Carolina (2 loans)

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Common questions

How much does a Dewey's Bakery - License Agreement cost to buy or open?

The typical deal for Dewey's Bakery - License Agreement is $2.2M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $240K of buyer cash on a typical deal.

How risky is Dewey's Bakery - License Agreement?

Dewey's Bakery - License Agreement has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Dewey's Bakery - License Agreement with an SBA loan?

Yes — Dewey's Bakery - License Agreement has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for Dewey's Bakery - License Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Dewey's Bakery - License Agreement.

Change of Ownership

Industry

Baked Goods Retailers

If you were the buyer here

Est. deal size: $167K
Est. down payment (10%): $17K
Est. cash at closing: $21K
Monthly payment: $1,900
Annual debt service: $23K
Cash flow needed (1.25×): $29K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Pinnacle Bank · Lender record →

Your business? Claim this record · Request removal