How much does a Dogtopia cost to buy or open?

The typical deal for Dogtopia is $905K across 99 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $100K of buyer cash on a typical deal.

How risky is Dogtopia?

1.19% of Dogtopia's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Dogtopia with an SBA loan?

Yes — Dogtopia has been SBA-financed 10 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Dogtopia, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0512)

99 deals since 2020 · typical deal $905K · 1.19% failure rate

Deals since 2020

$905K

Typical deal

Deals since FY2025

1.19%

Failure rate (FY20–23)

Dogtopia's 1.19% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.

What buyers pay for Dogtopia

Most Dogtopia deals financed between $650K and $1.14M. Above $1.14M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$905K

Monthly payment (10-yr): $11,835
Down payment (10%): $101K
Cash to close (all-in): $138K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$138K)

Experience

Recent financings

SeeBradley LLC in St Augustine, FL — $1.4M (2026) · Banc of California
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
127 months

Dogtopia, by the numbers

Recent financings

Who funds Dogtopia — and where

Common questions

How much does a Dogtopia cost to buy or open?

How risky is Dogtopia?

Can I finance a Dogtopia with an SBA loan?

AI summary