El Pollo Loco, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0573)
9 deals since 2020 · typical deal $1.8M
9
Deals since 2020
$1.8M
Typical deal
6
Deals since FY2025
—
Too few deals to score risk
El Pollo Loco has 9 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for El Pollo Loco
Most El Pollo Loco deals financed between $970K and $2.35M. Above $2.35M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $23,082
- Down payment (10%)
- $196K
- Cash to close (all-in)
- $270K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$270K)
Experience
Recent financings
- EL POLLO LOCO #3810 in Tyler, TX — $2.9M (2026) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term