How risky is General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer ?

General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer has 16 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer cost to buy or open?

The typical deal for General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer is $2.5M across 16 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $275K of buyer cash on a typical deal.

Q: Can I finance a General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer with an SBA loan?

Yes — General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

Basement, LLC in Douglas, AZ — $1.2M (2024) · purchase · Evolve Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $915K (75%)
Approved: 11/9/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 27
Business age: Change of Ownership
Industry: New Car Dealers

If you were the buyer here

Est. deal size: $1.4M
Est. down payment (10%): $136K
Est. cash at closing: $186K
Monthly payment: $13,866
Annual debt service: $166K
Cash flow needed (1.25×): $208K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Evolve Bank and Trust · Lender record →

Your business? Claim this record · Request removal

Longstreet Chevy, Buick, GMC in Kingstree, SC — $3.8M (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 204 mo (17 yrs)
SBA guaranteed: $2.8M (75%)
Approval → funding: 70 days
Approved: 10/11/2022
First disbursed: 12/20/2022
Loan status: In liquidation
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Town and Country Chevrolet Buick GMC in Whiteville, NC — $4.6M (2022) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 7.24% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.5M (75%)
Approval → funding: 16 days
Approved: 8/29/2022
First disbursed: 9/14/2022
Loan status: Paid in full (11/30/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

PENNINGTON CHEVROLET BUICK OF SALEM LLC in Salem, IL — $2.4M (2022) · purchase · Midland States Bank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $1.8M (75%)
Approval → funding: 5 days
Approved: 8/25/2022
First disbursed: 8/30/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

DMCRES, LLC in Silsbee, TX — $1.8M (2022) · Stellar Bank

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.4M (75%)
Approved: 2/25/2022
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 42
Business age: Startup, Loan Funds will Open Business
Industry: New Car Dealers

Aitkin Auto Group, Inc in Aitkin, MN — $1.8M (2022) · Deerwood Bank

Program: 7a General
Rate at approval: 6.22% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.3M (75%)
Approval → funding: 21 days
Approved: 6/28/2022
First disbursed: 7/19/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 39

Hyde Automotive LLC in London, KY — $3.3M (2021) · Byline Bank

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.9M (90%)
Approved: 9/21/2021
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 47
Business age: Existing or more than 2 years old
Industry: New Car Dealers

Carlson Chevrolet in Red Springs, NC — $2.8M (2021) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.5M (90%)
Approval → funding: 14 days
Approved: 5/17/2021
First disbursed: 5/31/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

GERRY RAYMOND AUTOMOTIVE LLC in Steubenville, OH — $2.8M (2021) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $2.5M (90%)
Approval → funding: 87 days
Approved: 9/21/2021
First disbursed: 12/17/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

SF Automotive Princeton LLC in Princeton, IN — $2.5M (2021) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.9M (75%)
Approval → funding: 11 days
Approved: 3/12/2021
First disbursed: 3/23/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer , by the numbers

Recent financings

Who funds General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer — and where

Common questions

How much does a General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer cost to buy or open?

How risky is General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer ?

Can I finance a General Motors, LLC (Chevrolet, Buick, GM, Cadillac) Dealer with an SBA loan?

AI summary