How much does a H&R Block - Franchise License Agreement cost to buy or open?

The typical deal for H&R Block - Franchise License Agreement is $224K across 18 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $25K of buyer cash on a typical deal.

How risky is H&R Block - Franchise License Agreement?

H&R Block - Franchise License Agreement has 18 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a H&R Block - Franchise License Agreement with an SBA loan?

Yes — H&R Block - Franchise License Agreement has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

H&R Block - Franchise License Agreement SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

H&R Block in Midland, TX — $462K (2025) · Harvest Small Business Finance, LLC

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $346K (75%)
Approval → funding: 16 days
Approved: 6/25/2025
First disbursed: 7/11/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Individual
Secondary market: Loan sold to investors
Jobs supported: 4
Business age: Existing or more than 2 years old
Industry: Tax Preparation Services

Funded by Harvest Small Business Finance, LLC · Lender record →

Your business? Claim this record · Request removal

H&R Block in Hiawatha, KS — $370K (2025) · Union Bank and Trust Company

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 251 months
SBA guaranteed: $278K (75%)
Approval → funding: 51 days
Approved: 11/20/2024
First disbursed: 1/10/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Individual
Business age: Existing or more than 2 years old

H&R Block DC in Washington, DC — $224K (2025) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $157K (70%)
Approval → funding: 60 days
Approved: 9/25/2025
First disbursed: 11/24/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Rapid Tax Service LLC in East Ridge, TN — $210K (2025) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $158K (75%)
Approved: 6/3/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported: 2
Business age: Existing or more than 2 years old
Industry

H&R Block in Dillsburg, PA — $175K (2024) · Readycap Lending, LLC

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 14.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $88K (50%)
Approval → funding: 39 days
Approved: 4/23/2024
First disbursed: 6/1/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation

R&C SUSEDIK TAX & ACCOUNTING LLC in Spooner, WI — $209K (2023) · Frandsen Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $157K (75%)
Approval → funding: 6 days
Approved: 12/15/2022
First disbursed: 12/21/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Hemenway Business Service, Inc. in Owosso, MI — $100K (2023) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approved: 6/5/2023
Loan status: Committed
Loan type: Revolving line
Collateral: Required
Business type: Corporation
Jobs supported: 25
Business age

NORTHWEST WYOMING TAX SVCS INC in Powell, WY — $60K (2023) · Bank of Bridger, National Association

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 92 months
SBA guaranteed: $30K (50%)
Approval → funding: 33 days
Approved: 8/5/2023
First disbursed: 9/7/2023
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type

NLBS Co. in Nazareth, PA — $519K (2022) · purchase · PNC Bank, National Association

Program: Preferred Lenders Program
Rate at approval: 4.25% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $389K (75%)
Approval → funding: 6 days
Approved: 2/8/2022
First disbursed: 2/14/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 16

R&C SUSEDIK TAX & ACCOUNTING LLC in Grantsburg, WI — $267K (2022) · purchase · Frandsen Bank and Trust

Program: Preferred Lenders Program
Rate at approval: 4.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $200K (75%)
Approval → funding: 2 days
Approved: 12/15/2021
First disbursed: 12/17/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

H&R Block - Franchise License Agreement, by the numbers

Recent financings

Who funds H&R Block - Franchise License Agreement — and where

Common questions

How much does a H&R Block - Franchise License Agreement cost to buy or open?

How risky is H&R Block - Franchise License Agreement?

Can I finance a H&R Block - Franchise License Agreement with an SBA loan?

AI summary