Hammer and Stain, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2861)
2 deals since 2020 · typical deal $74K
2
Deals since 2020
$74K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
Hammer and Stain has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Hammer and Stain
Most Hammer and Stain deals financed between $60K and $74K. Above $74K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,087
- Down payment (10%)
- $8K
- Cash to close (all-in)
- $11K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$11K)
Experience
Recent financings
- Hammer and Stain-SoCal LLC in Rancho Cucamonga, CA — $74K (2022) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term