HTeaO, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3365)
57 deals since 2020 · typical deal $740K · 0% failure rate
57
Deals since 2020
$740K
Typical deal
26
Deals since FY2025
0%
Failure rate (FY20–23)
HTeaO buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for HTeaO
Most HTeaO deals financed between $242K and $1.97M. Above $1.97M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $9,677
- Down payment (10%)
- $82K
- Cash to close (all-in)
- $113K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$113K)
Experience
Recent financings
- Tily Tea Company, LLC in Northlake, TX — $2.0M (2026) · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 312 mo (26 yrs)