iCode, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2012)
33 deals since 2020 · typical deal $269K · 8.33% failure rate
33
Deals since 2020
$269K
Typical deal
7
Deals since FY2025
8.33%
Failure rate (FY20–23)
8.33% of iCode's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for iCode
Most iCode deals financed between $50K and $385K. Above $385K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,742
- Down payment (10%)
- $30K
- Cash to close (all-in)
- $40K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$40K)
Experience
Recent financings
- Tech Savvy Funding, Inc. in Riverview, FL — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)