IHOP, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0846)
22 deals since 2020 · typical deal $1.3M
22
Deals since 2020
$1.3M
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
IHOP has 22 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for IHOP
Most IHOP deals financed between $609K and $2.04M. Above $2.04M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $16,346
- Down payment (10%)
- $139K
- Cash to close (all-in)
- $190K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$190K)
Experience
Recent financings
- Cal-Hope, Inc. in Anaheim, CA — $1.1M (2026) · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 300 mo (25 yrs)