How much does a Industrious, Work Hard, Live Fit cost to buy or open?

The typical deal for Industrious, Work Hard, Live Fit is $426K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.

How risky is Industrious, Work Hard, Live Fit?

Industrious, Work Hard, Live Fit has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Industrious, Work Hard, Live Fit with an SBA loan?

Yes — Industrious, Work Hard, Live Fit has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Industrious, Work Hard, Live Fit SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Obsidian Fire for Effect Fitness LLC in Austin, TX — $484K (2025) · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 124 months
SBA guaranteed: $363K (75%)
Approved: 1/31/2025
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Startup, Loan Funds will Open Business
Industry: Fitness and Recreational Sports Centers

Funded by Citizens Bank · Lender record →

Your business? Claim this record · Request removal

BONATTO AND WILSON ENTERPRISES LLC in Cincinnati, OH — $426K (2025) · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 124 months
SBA guaranteed: $320K (75%)
Approval → funding: 71 days
Approved: 8/26/2025
First disbursed: 11/5/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

The Rainier Beach Collective LLC in Seattle, WA — $500K (2024) · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 124 months
SBA guaranteed: $375K (75%)
Approval → funding: 8 days
Approved: 7/30/2024
First disbursed: 8/7/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Rodia Gibson Enterprises, LLC in Seattle, WA — $367K (2023) · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 124 months
SBA guaranteed: $275K (75%)
Approval → funding: 61 days
Approved: 6/30/2023
First disbursed: 8/30/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

FITNESS INDUSTRIOUS, LLC in Lynnwood, WA — $350K (2023) · BayFirst National Bank

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $263K (75%)
Approved: 2/6/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 21
Business age: Existing or more than 2 years old
Industry

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Industrious, Work Hard, Live Fit, by the numbers

Recent financings

Who funds Industrious, Work Hard, Live Fit — and where

Common questions

How much does a Industrious, Work Hard, Live Fit cost to buy or open?

How risky is Industrious, Work Hard, Live Fit?

Can I finance a Industrious, Work Hard, Live Fit with an SBA loan?

AI summary