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iShine Express Car Wash & Detail, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2015)

2 deals since 2020 · typical deal $2.2M

2

Deals since 2020

$2.2M

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

iShine Express Car Wash & Detail has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for iShine Express Car Wash & Detail

Most iShine Express Car Wash & Detail deals financed between $190K and $2.23M. Above $2.23M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.23M

Monthly payment (10-yr): $29,227
Down payment (10%): $248K
Cash to close (all-in): $342K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$342K)

Experience

Recent financings

Mission Blvd LLC in Miami, AZ — $2.2M (2020) · purchase · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$248K
Est. cash at closing
$342K
Monthly payment
$13,066
Annual debt service
$157K
Cash flow needed (1.25×)
$196K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
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SDP Auto Care LLC in Katy, TX — $190K (2020) · Texas First Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
96 mo (8 yrs)
SBA guaranteed
$143K (75%)
Approval → funding
79 days
Approved
11/13/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Who funds iShine Express Car Wash & Detail — and where

Every dot is a financed iShine Express Car Wash & Detail — 2 mapped.

Top lenders for this brand

Most active states

1.Arizona (1 loans)
2.Texas (1 loans)

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Common questions

How much does a iShine Express Car Wash & Detail cost to buy or open?

The typical deal for iShine Express Car Wash & Detail is $2.2M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $246K of buyer cash on a typical deal.

How risky is iShine Express Car Wash & Detail?

iShine Express Car Wash & Detail has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a iShine Express Car Wash & Detail with an SBA loan?

Yes — iShine Express Car Wash & Detail has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for iShine Express Car Wash & Detail — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with iShine Express Car Wash & Detail.

Business age

Startup, Loan Funds will Open Business

Industry

Car Washes

Funded by Texas First Bank · Lender record →

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