It's Boba Time, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2201)
41 deals since 2020 · typical deal $429K · 0% failure rate
41
Deals since 2020
$429K
Typical deal
8
Deals since FY2025
0%
Failure rate (FY20–23)
It's Boba Time buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for It's Boba Time
Most It's Boba Time deals financed between $308K and $540K. Above $540K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,610
- Down payment (10%)
- $48K
- Cash to close (all-in)
- $64K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$64K)
Experience
Recent financings
- JS & J Holdings Inc in Los Angeles, CA — $810K (2026) · purchase · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)