Jimmy John's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0906)
160 deals since 2020 · typical deal $520K · 0% failure rate
160
Deals since 2020
$520K
Typical deal
30
Deals since FY2025
0%
Failure rate (FY20–23)
Jimmy John's buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for Jimmy John's
Most Jimmy John's deals financed between $340K and $865K. Above $865K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,796
- Down payment (10%)
- $58K
- Cash to close (all-in)
- $77K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$77K)
Experience
Recent financings
- TAYLOR INVESTMENTS ORO VALLEY LLC in Oro Valley, AZ — $2.5M (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.37% fixed
- Term