Koala Insulation, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4823)
91 deals since 2020 · typical deal $251K · 7.04% failure rate
91
Deals since 2020
$251K
Typical deal
10
Deals since FY2025
7.04%
Failure rate (FY20–23)
7.04% of Koala Insulation's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.
What buyers pay for Koala Insulation
Most Koala Insulation deals financed between $147K and $343K. Above $343K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,488
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- Koala Insulation of Pearland in Pearland, TX — $650K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term