Lumé: SBA-listed ✓
Lumé appears in the official SBA Franchise Directory — buyers can finance it with a 7(a) loan.
Listed
SBA Franchise Directory
S3630
SBA identifier
10/30/2018
Listed since
Addendum
Franchisor certified
No financed deals for Lumé appear in public lending records since 2020 — common for newer or smaller brands. Eligibility is what matters: the listing above means a 7(a) lender can fund your purchase or build-out today.
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Common questions
Is Lumé SBA approved?
Yes. Lumé is listed in the official SBA Franchise Directory under identifier S3630, listed since 10/30/2018. Listed brands are eligible for SBA 7(a) and 504 financing.
What does the listing require?
Lumé is listed and requires an SBA addendum to the franchise agreement (standard paperwork your lender handles). Your lender confirms current status at application.
How do I finance a Lumé?
The same 7(a) path as any franchise: 10% minimum down, 10-year terms, underwritten on the unit's cash flow. Talk to a lender who knows franchise lending before the LOI.
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Directory status as of May 2026. Confirm current listing with your lender before an LOI. Not affiliated with Lumé.