McDonalds, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4992)
12 deals since 2020 · typical deal $2.7M
12
Deals since 2020
$2.7M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
McDonalds has 12 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for McDonalds
Most McDonalds deals financed between $909K and $4.06M. Above $4.06M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $35,308
- Down payment (10%)
- $300K
- Cash to close (all-in)
- $414K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$414K)
Experience
Recent financings
- Jams Bites LLC in Roswell, GA — $4.1M (2025) · purchase · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.9% fixed
- Term