How much does a Merle Norman - Cosmetics Studio Agreement cost to buy or open?

The typical deal for Merle Norman - Cosmetics Studio Agreement is $72K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $8K of buyer cash on a typical deal.

How risky is Merle Norman - Cosmetics Studio Agreement?

Merle Norman - Cosmetics Studio Agreement has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Merle Norman - Cosmetics Studio Agreement with an SBA loan?

Yes — Merle Norman - Cosmetics Studio Agreement has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Merle Norman - Cosmetics Studio Agreement SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

REMEMBERED IMAGE LTD in Niles, IL — $57K (2025) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $48K (85%)
Approval → funding: 66 days
Approved: 10/29/2024
First disbursed: 1/3/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 2
Business age: Existing or more than 2 years old
Industry: Beauty Salons

Funded by The Huntington National Bank · Lender record →

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REMEMBERED IMAGE LTD in Niles, IL — $63K (2024) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $54K (85%)
Approval → funding: 20 days
Approved: 3/6/2024
First disbursed: 3/26/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

REMEMBERED IMAGE LTD in Niles, IL — $30K (2024) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $15K (50%)
Approval → funding: 16 days
Approved: 3/6/2024
First disbursed: 3/22/2024
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type

Madison Wentworth in Shreveport, LA — $182K (2022) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $137K (75%)
Approval → funding: 15 days
Approved: 6/1/2022
First disbursed: 6/16/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported

Madison Wentworth in Shreveport, LA — $182K (2022) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $137K (75%)
Approved: 6/1/2022
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Individual
Jobs supported: 2
Business age: Startup, Loan Funds will Open Business
Industry

Britts Merle Norman in Johnson City, TN — $72K (2021) · Mountain Commerce Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 5.25% fixed
Term: 57 months
SBA guaranteed: $36K (50%)
Approval → funding: 0 days
Approved: 7/19/2021
First disbursed: 7/19/2021
Loan status: Paid in full (6/30/2024)
Loan type: Term loan
Collateral: Required
Business type

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Merle Norman - Cosmetics Studio Agreement, by the numbers

Recent financings

Who funds Merle Norman - Cosmetics Studio Agreement — and where

Common questions

How much does a Merle Norman - Cosmetics Studio Agreement cost to buy or open?

How risky is Merle Norman - Cosmetics Studio Agreement?

Can I finance a Merle Norman - Cosmetics Studio Agreement with an SBA loan?

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