How much does a Miracle Method Surface Refinishing cost to buy or open?

The typical deal for Miracle Method Surface Refinishing is $259K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is Miracle Method Surface Refinishing?

Miracle Method Surface Refinishing has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Miracle Method Surface Refinishing with an SBA loan?

Yes — Miracle Method Surface Refinishing has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Miracle Method Surface Refinishing SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

HERMAN JR. ENTERPRISES LLC in Pennsauken, NJ — $150K (2026) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 51 days
Approved: 12/10/2025
First disbursed: 1/30/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 3
Business age: Startup, Loan Funds will Open Business
Industry: Other Personal and Household Goods Repair and Maintenance

Funded by United Midwest Savings Bank National Association · Lender record →

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Bathworks Group, Inc. in Springfield, MA — $500K (2025) · KeyBank National Association

Program: Preferred Lenders Program
Rate at approval: 9.99% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $375K (75%)
Approval → funding: 22 days
Approved: 3/25/2025
First disbursed: 4/16/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

MIRACLE METHOD OF ST LOUIS SOUTH in Saint Louis, MO — $234K (2024) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 11.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $175K (75%)
Approval → funding: 28 days
Approved: 9/3/2024
First disbursed: 10/1/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $135K (2023) · Zions Bank, A Division of

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $68K (50%)
Approval → funding: 6 days
Approved: 1/12/2023
First disbursed: 1/18/2023
Loan status: Paid in full (1/31/2025)
Loan type: Revolving line
Collateral: Not required
Business type

AMC GROUP, LLC in Tacoma, WA — $1.3M (2022) · Wells Fargo Bank National Association

Program: Preferred Lenders Program
Rate at approval: 5.55% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $969K (75%)
Approval → funding: 6 days
Approved: 7/12/2022
First disbursed: 7/18/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4

McDonough Refinishers, Inc in Mcdonough, GA — $1.2M (2022) · Renasant Bank

Program: 7a General
Rate at approval: 5.5% variable
Term: 180 mo (15 yrs)
SBA guaranteed: $923K (75%)
Approval → funding: 3 days
Approved: 1/18/2022
First disbursed: 1/21/2022
Loan status: Paid in full (11/30/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

PRESIDIO 2000, LLC in Independence, MO — $757K (2022) · purchase · Kendall Bank

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 144 mo (12 yrs)
SBA guaranteed: $567K (75%)
Approval → funding: 15 days
Approved: 3/22/2022
First disbursed: 4/6/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

MM Midwest Holdings, LLC in Minneapolis, MN — $500K (2021) · purchase · Village Bank

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $450K (90%)
Approval → funding: 10 days
Approved: 8/16/2021
First disbursed: 8/26/2021
Loan status: Paid in full (6/30/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Pink Sunshine Resurfacing, LLC in Salt Lake City, UT — $473K (2021) · purchase · Zions Bank, A Division of

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $426K (90%)
Approval → funding: 5 days
Approved: 7/3/2021
First disbursed: 7/8/2021
Loan status: Paid in full (1/31/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Jfembehr, Inc in Mc Farland, WI — $114K (2021) · Wells Fargo Bank National Association

Program: Preferred Lenders Program
Rate at approval: 4.7% fixed
Term: 93 months
SBA guaranteed: $103K (90%)
Approval → funding: 13 days
Approved: 2/17/2021
First disbursed: 3/2/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 10

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Miracle Method Surface Refinishing, by the numbers

Recent financings

Who funds Miracle Method Surface Refinishing — and where

Common questions

How much does a Miracle Method Surface Refinishing cost to buy or open?

How risky is Miracle Method Surface Refinishing?

Can I finance a Miracle Method Surface Refinishing with an SBA loan?

AI summary