How much does a Mr. Rooter cost to buy or open?

The typical deal for Mr. Rooter is $350K across 36 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.

How risky is Mr. Rooter?

0% of Mr. Rooter's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Mr. Rooter with an SBA loan?

Yes — Mr. Rooter has been SBA-financed 12 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

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Mr. Rooter, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1144)

36 deals since 2020 · typical deal $350K · 0% failure rate

Deals since 2020

$350K

Typical deal

Deals since FY2025

Failure rate (FY20–23)

Mr. Rooter buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Mr. Rooter

Most Mr. Rooter deals financed between $150K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$350K

Monthly payment (10-yr): $4,871
Down payment (10%): $39K
Cash to close (all-in): $52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

YES! Plumbing Services, Inc. in Spring, TX — $350K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term

Mr. Rooter, by the numbers

Recent financings

Who funds Mr. Rooter — and where

Common questions

How much does a Mr. Rooter cost to buy or open?

How risky is Mr. Rooter?

Can I finance a Mr. Rooter with an SBA loan?

AI summary