How much does a Napa AutoCare Program Membership Agreement cost to buy or open?

The typical deal for Napa AutoCare Program Membership Agreement is $563K across 41 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $62K of buyer cash on a typical deal.

How risky is Napa AutoCare Program Membership Agreement?

0% of Napa AutoCare Program Membership Agreement's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Napa AutoCare Program Membership Agreement with an SBA loan?

Yes — Napa AutoCare Program Membership Agreement has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Napa AutoCare Program Membership Agreement SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Polson Auto Parts Inc. in Polson, MT — $1.5M (2026) · Valley Bank of Ronan

Program: 7a General
Rate at approval: 7% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 23 days
Approved: 1/26/2026
First disbursed: 2/18/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 32
Business age: Existing or more than 2 years old
Industry: Automotive Parts and Accessories Retailers

Funded by Valley Bank of Ronan · Lender record →

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GSGG - Don and Joe's, LLC in Carmel, IN — $1.7M (2025) · purchase · Citizens State Bank of New Castle

Program: 7a General
Rate at approval: 9.5% variable
Term: 134 months
SBA guaranteed: $1.3M (75%)
Approval → funding: 4 days
Approved: 8/25/2025
First disbursed: 8/29/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Wilber Auto Parts LLC in Coldwater, MI — $1.2M (2025) · purchase · Century Bank and Trust

Program: 7a General
Rate at approval: 7% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $898K (75%)
Approval → funding: 18 days
Approved: 6/12/2025
First disbursed: 6/30/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 9

Everson Auto Parts, Inc. in Ferndale, WA — $855K (2025) · Bank of America, National Association

Program: Preferred Lenders Program
Rate at approval: 5.49% fixed
Term: 300 mo (25 yrs)
SBA guaranteed: $641K (75%)
Approval → funding: 11 days
Approved: 12/19/2024
First disbursed: 12/30/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

J H AUTO PARTS INC in Corry, PA — $350K (2025) · Northwest Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $175K (50%)
Approval → funding: 86 days
Approved: 10/15/2024
First disbursed: 1/9/2025
Loan status: Current
Loan type: Revolving line
Collateral: Required
Business type: Corporation

KSJS Holdings, LLC in Bloomer, WI — $230K (2025) · Security Financial Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 7.5% variable
Term: 240 mo (20 yrs)
SBA guaranteed: $115K (50%)
Approval → funding: 1 days
Approved: 3/13/2025
First disbursed: 3/14/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation

Elk Country Auto Parts Inc in Gunnison, CO — $1.5M (2024) · purchase · Gulf Coast Bank and Trust Company

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 17 days
Approved: 6/24/2024
First disbursed: 7/11/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

L & A INC in Gooding, ID — $100K (2024) · Zions Bank, A Division of

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 12% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $50K (50%)
Approval → funding: 35 days
Approved: 8/21/2024
First disbursed: 9/25/2024
Loan status: Current
Loan type: Revolving line
Collateral: Not required
Business type: Corporation

Atlas Automotive Industries LLC in Broomfield, CO — $1.3M (2023) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $950K (75%)
Approval → funding: 15 days
Approved: 12/5/2022
First disbursed: 12/20/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

The Henschfits LLC in Fort Wayne, IN — $678K (2023) · 1st Source Bank

Program: Preferred Lenders Program
Rate at approval: 11% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $509K (75%)
Approval → funding: 12 days
Approved: 5/19/2023
First disbursed: 5/31/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Napa AutoCare Program Membership Agreement, by the numbers

Recent financings

Who funds Napa AutoCare Program Membership Agreement — and where

Common questions

How much does a Napa AutoCare Program Membership Agreement cost to buy or open?

How risky is Napa AutoCare Program Membership Agreement?

Can I finance a Napa AutoCare Program Membership Agreement with an SBA loan?

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