How risky is Nissan North America, Inc. - Dealer Sales and Service Agreem?

Nissan North America, Inc. - Dealer Sales and Service Agreem has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Nissan North America, Inc. - Dealer Sales and Service Agreem SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a Nissan North America, Inc. - Dealer Sales and Service Agreem cost to buy or open?

The typical deal for Nissan North America, Inc. - Dealer Sales and Service Agreem is $3.5M across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $385K of buyer cash on a typical deal.

Q: Can I finance a Nissan North America, Inc. - Dealer Sales and Service Agreem with an SBA loan?

Yes — Nissan North America, Inc. - Dealer Sales and Service Agreem has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

Glory Nissan in Las Vegas, NV — $3.6M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.7M (75%)
Approval → funding: 26 days
Approved: 7/2/2025
First disbursed: 7/28/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 130
Business age: Change of Ownership
Industry: New Car Dealers

If you were the buyer here

Est. deal size: $4.0M
Est. down payment (10%): $400K
Est. cash at closing: $553K
Monthly payment: $45,603
Annual debt service: $547K
Cash flow needed (1.25×): $684K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Live Oak Banking Company · Lender record →

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Nissan of Roanoke Rapids in Roanoke Rapids, NC — $4.2M (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.1M (75%)
Approval → funding: 14 days
Approved: 6/7/2023
First disbursed: 6/21/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Gunter Holdings LLC in Ridgeway, VA — $2.1M (2023) · Pinnacle Bank

Program: Preferred Lenders Program
Rate at approval: 8.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.6M (75%)
Approval → funding: 1 days
Approved: 10/31/2022
First disbursed: 11/1/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Individual
Secondary market: Loan sold to investors

Nissan of Roanoke Rapids in Roanoke Rapids, NC — $843K (2023) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $632K (75%)
Approval → funding: 14 days
Approved: 6/7/2023
First disbursed: 6/21/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Dream Nissan Midwest, LLC in Wood River, IL — $5.0M (2022) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 6.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 14 days
Approved: 9/19/2022
First disbursed: 10/3/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Wytheville N, LLC in Wytheville, VA — $2.9M (2022) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $2.2M (75%)
Approved: 1/10/2022
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 50
Business age: Change of Ownership
Industry: New Car Dealers

Stephanie Morris Nissan LLC in Sedalia, MO — $2.6M (2022) · purchase · Native American Bank, National Association

Program: 7a General
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.9M (73%)
Approval → funding: 14 days
Approved: 2/25/2022
First disbursed: 3/11/2022
Loan status: Failed — $1.4M charged off (12/22/2025)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Stephanie Morris Real Estate Investments - Sedalia II LLC in Sedalia, MO — $2.0M (2022) · Native American Bank, National Association

Program: 7a General
Rate at approval: 5% variable
Term: 240 mo (20 yrs)
SBA guaranteed: $396K (20%)
Approval → funding: 14 days
Approved: 2/25/2022
First disbursed: 3/11/2022
Loan status: Paid in full (4/30/2022)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

WOOD MOTOR NISSAN LEE'S SUMMIT LLC in Lees Summit, MO — $5.0M (2021) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 4.85% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 7 days
Approved: 8/6/2021
First disbursed: 8/13/2021
Loan status: Paid in full (12/31/2024)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Nissan of Lithia Springs in Newnan, GA — $4.5M (2021) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5% variable
Term: 122 months
SBA guaranteed: $3.7M (83%)
Approval → funding: 68 days
Approved: 2/19/2021
First disbursed: 4/28/2021
Loan status: Paid in full (8/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Nissan North America, Inc. - Dealer Sales and Service Agreem, by the numbers

Recent financings

Who funds Nissan North America, Inc. - Dealer Sales and Service Agreem — and where

Common questions

How much does a Nissan North America, Inc. - Dealer Sales and Service Agreem cost to buy or open?

How risky is Nissan North America, Inc. - Dealer Sales and Service Agreem?

Can I finance a Nissan North America, Inc. - Dealer Sales and Service Agreem with an SBA loan?

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