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Otto Pizza, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

6 deals since 2020 · typical deal $270K

6

Deals since 2020

$270K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Otto Pizza has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Otto Pizza

Most Otto Pizza deals financed between $200K and $445K. Above $445K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$270K

Monthly payment (10-yr): $3,758
Down payment (10%): $30K
Cash to close (all-in): $40K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$40K)

Experience

Recent financings

Pizza Hounds LLC in Dover, NH — $466K (2025) · Kennebunk Savings Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term

120 mo (10 yrs)

SBA guaranteed

$349K (75%)

Approval → funding

43 days

Approved

3/25/2025

First disbursed

5/7/2025

Loan status

Current

Loan type

Term loan

Collateral

Required

Business type

Corporation

Jobs supported

25

Business age

Existing or more than 2 years old

Industry

Full-Service Restaurants

Funded by Kennebunk Savings Bank · Lender record →

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GOLDEN CRUST LLC in Portland, ME — $200K (2024) · Bangor Savings Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% fixed
Term: 120 mo (10 yrs)
SBA guaranteed: $150K (75%)
Approval → funding: 2 days
Approved: 9/11/2024
First disbursed: 9/13/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 44
Business age: Startup, Loan Funds will Open Business
Industry: Food Service Contractors

Funded by Bangor Savings Bank · Lender record →

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PIZZA HOUNDS LLC in West Newbury, MA — $200K (2023) · Newburyport Five Cents Savings Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 9% fixed
Term: 60 mo (5 yrs)
SBA guaranteed: $100K (50%)
Approval → funding: 0 days
Approved: 12/22/2022
First disbursed: 12/22/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 40
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by Newburyport Five Cents Savings Bank · Lender record →

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Pizza Hounds LLC in Exeter, NH — $270K (2022) · The Lowell Five Cent Savings Bank

Program: 7a General
Rate at approval: 7.75% fixed
Term: 84 mo (7 yrs)
SBA guaranteed: $203K (75%)
Approval → funding: 19 days
Approved: 7/21/2022
First disbursed: 8/9/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 25
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants

Funded by The Lowell Five Cent Savings Bank · Lender record →

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Make Dough, LLC in Gorham, ME — $270K (2021) · Empeople Credit Union

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 5.75% fixed
Term: 89 months
SBA guaranteed: $135K (50%)
Approval → funding: 19 days
Approved: 4/12/2021
First disbursed: 5/1/2021
Loan status: Delinquent
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 15
Business age: New Business or 2 years or less
Industry: Full-Service Restaurants

Funded by Empeople Credit Union

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Pizza Hounds LLC in Andover, MA — $445K (2020) · The Lowell Five Cent Savings Bank

Program: 7a General
Rate at approval: 5.75% fixed
Term: 84 mo (7 yrs)
SBA guaranteed: $334K (75%)
Approval → funding: 123 days
Approved: 6/30/2020
First disbursed: 10/31/2020
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 23
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by The Lowell Five Cent Savings Bank · Lender record →

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Who funds Otto Pizza — and where

Every dot is a financed Otto Pizza — 6 mapped.

Top lenders for this brand

1.The Lowell Five Cent Savings Bank(2)
2.Empeople Credit Union (1)
3.Newburyport Five Cents Savings Bank(1)
4.Kennebunk Savings Bank(1)
5.Bangor Savings Bank(1)

Most active states

1.Maine (2 loans)
2.Massachusetts (2 loans)
3.New Hampshire (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Otto Pizza 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Otto Pizza lending specialist.

Common questions

How much does a Otto Pizza cost to buy or open?

The typical deal for Otto Pizza is $270K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is Otto Pizza?

Otto Pizza has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Otto Pizza with an SBA loan?

Yes — Otto Pizza has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for Otto Pizza — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

Represent Otto Pizza?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

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DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Otto Pizza.