How much does a Outdoor Lighting Perspectives cost to buy or open?

The typical deal for Outdoor Lighting Perspectives is $250K across 18 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is Outdoor Lighting Perspectives?

Outdoor Lighting Perspectives has 18 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Outdoor Lighting Perspectives with an SBA loan?

Yes — Outdoor Lighting Perspectives has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Outdoor Lighting Perspectives SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Outdoor Lighting Perspectives of Dayton in Dayton, OH — $1.2M (2026) · purchase · Pathward National Association

Program: Preferred Lenders Program
Rate at approval: 9.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $904K (75%)
Approved: 1/26/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors
Jobs supported: 5
Business age: Change of Ownership
Industry: Electrical Contractors and Other Wiring Installation Contrac

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $134K
Est. cash at closing: $184K
Monthly payment: $15,428
Annual debt service: $185K
Cash flow needed (1.25×): $231K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Pathward National Association · Lender record →

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Almost Heaven Outdoor Lighting LLC dba OLP OF THE PIEDMONT in Union Grove, NC — $310K (2026) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $233K (75%)
Approval → funding: 13 days
Approved: 2/11/2026
First disbursed: 2/24/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation

SOUTH SHORE LIGHTING, LLC dba Outdoor Lighting Perspectives in Hull, MA — $250K (2026) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $188K (75%)
Approval → funding: 35 days
Approved: 12/18/2025
First disbursed: 1/22/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation

Apricity Holdings, LLC dba Outdoor Lighting Perspectives of Colorado Springs in Colorado Springs, CO — $250K (2026) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $188K (75%)
Approval → funding: 21 days
Approved: 1/21/2026
First disbursed: 2/11/2026
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation

Outdoor Lighting of Coastal Virginia LLC in Virginia Beach, VA — $567K (2025) · purchase · Bank of Oak Ridge

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $425K (75%)
Approval → funding: 15 days
Approved: 8/28/2025
First disbursed: 9/12/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Outdoor Lighting of Coastal Virginia LLC in Virginia Beach, VA — $567K (2025) · purchase · Bank of Oak Ridge

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $425K (75%)
Approved: 8/30/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8
Business age: Change of Ownership
Industry

BrightTrek LLC in Sterling Heights, MI — $160K (2025) · Christian Financial CU

Program: 7a General
Rate at approval: 9.75% fixed
Term: 84 mo (7 yrs)
SBA guaranteed: $120K (75%)
Approval → funding: 21 days
Approved: 11/29/2024
First disbursed: 12/20/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 3

JK Law Lighting Co. in Andover, KS — $150K (2025) · First Command Bank

Program: Preferred Lenders Program
Rate at approval: 10.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 8 days
Approved: 9/29/2025
First disbursed: 10/7/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4

PPE Ventures LLC in Louisville, KY — $625K (2023) · purchase · Byline Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $469K (75%)
Approval → funding: 13 days
Approved: 7/28/2023
First disbursed: 8/10/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Bright Nights LLC in Lindon, UT — $150K (2023) · United Midwest Savings Bank National Association

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $128K (85%)
Approval → funding: 1 days
Approved: 1/10/2023
First disbursed: 1/11/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Outdoor Lighting Perspectives, by the numbers

Recent financings

Who funds Outdoor Lighting Perspectives — and where

Common questions

How much does a Outdoor Lighting Perspectives cost to buy or open?

How risky is Outdoor Lighting Perspectives?

Can I finance a Outdoor Lighting Perspectives with an SBA loan?

AI summary