How much does a PacWest Energy (Shell) Retail Sales Agreement cost to buy or open?

The typical deal for PacWest Energy (Shell) Retail Sales Agreement is $3.2M across 16 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $348K of buyer cash on a typical deal.

How risky is PacWest Energy (Shell) Retail Sales Agreement?

PacWest Energy (Shell) Retail Sales Agreement has 16 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a PacWest Energy (Shell) Retail Sales Agreement with an SBA loan?

Yes — PacWest Energy (Shell) Retail Sales Agreement has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

PacWest Energy (Shell) Retail Sales Agreement SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Sam's Food Mart in Mccleary, WA — $3.2M (2026) · purchase · Open Bank

Program: Preferred Lenders Program
Rate at approval: 8% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.4M (75%)
Approved: 3/16/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 4
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores

If you were the buyer here

Est. deal size: $3.5M
Est. down payment (10%): $351K
Est. cash at closing: $485K
Monthly payment: $24,389
Annual debt service: $293K
Cash flow needed (1.25×): $366K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by Open Bank · Lender record →

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Nand Fuel Inc in Tacoma, WA — $4.8M (2025) · purchase · PCB Bank

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.6M (75%)
Approved: 8/7/2025
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores

Match Mart in Tacoma, WA — $4.7M (2025) · purchase · PCB Bank

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.5M (75%)
Approval → funding: 31 days
Approved: 8/11/2025
First disbursed: 9/11/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

BBC Oil LLC in Newcastle, WA — $2.9M (2025) · Gesa CU

Program: Preferred Lenders Program
Rate at approval: 7.058% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.2M (75%)
Approval → funding: 14 days
Approved: 6/13/2025
First disbursed: 6/27/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5

B&P Oil LLC in University Place, WA — $1.8M (2025) · purchase · Southwestern National Bank

Program: Preferred Lenders Program
Rate at approval: 8.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $1.4M (75%)
Approval → funding: 23 days
Approved: 5/12/2025
First disbursed: 6/4/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

PNW Rainier Market LLC in Rainier, WA — $3.6M (2024) · purchase · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 10% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.7M (75%)
Approval → funding: 33 days
Approved: 1/25/2024
First disbursed: 2/27/2024
Loan status: Past due
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

SANT FUEL LLC in Kent, WA — $5.0M (2023) · purchase · Mountain Pacific Bank

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.8M (75%)
Approval → funding: 16 days
Approved: 6/20/2023
First disbursed: 7/6/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Jsingh Shell LLC in Sultan, WA — $3.4M (2023) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 8.25% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.5M (75%)
Approval → funding: 7 days
Approved: 10/18/2022
First disbursed: 10/25/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

MM Northwest LLC in Port Townsend, WA — $3.2M (2023) · Readycap Lending, LLC

Program: Preferred Lenders Program
Rate at approval: 7.75% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $2.4M (75%)
Approval → funding: 13 days
Approved: 10/15/2022
First disbursed: 10/28/2022
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

J&D SB Inc in Oxnard, CA — $3.9M (2021) · Commonwealth Business Bank

Program: Preferred Lenders Program
Rate at approval: 4.5% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $3.5M (90%)
Approval → funding: 12 days
Approved: 6/18/2021
First disbursed: 6/30/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market: Loan sold to investors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

PacWest Energy (Shell) Retail Sales Agreement, by the numbers

Recent financings

Who funds PacWest Energy (Shell) Retail Sales Agreement — and where

Common questions

How much does a PacWest Energy (Shell) Retail Sales Agreement cost to buy or open?

How risky is PacWest Energy (Shell) Retail Sales Agreement?

Can I finance a PacWest Energy (Shell) Retail Sales Agreement with an SBA loan?

AI summary