Papa John's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1273)
63 deals since 2020 · typical deal $329K · 2.22% failure rate
63
Deals since 2020
$329K
Typical deal
8
Deals since FY2025
2.22%
Failure rate (FY20–23)
Papa John's's 2.22% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.
What buyers pay for Papa John's
Most Papa John's deals financed between $174K and $605K. Above $605K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,579
- Down payment (10%)
- $37K
- Cash to close (all-in)
- $49K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$49K)
Experience
Recent financings
- Aleshire Enterprises LLC in Anoka, MN — $500K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)