Pearle Vision, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1286)
42 deals since 2020 · typical deal $577K · 2.94% failure rate
42
Deals since 2020
$577K
Typical deal
3
Deals since FY2025
2.94%
Failure rate (FY20–23)
Pearle Vision's 2.94% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.
What buyers pay for Pearle Vision
Most Pearle Vision deals financed between $350K and $647K. Above $647K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $7,545
- Down payment (10%)
- $64K
- Cash to close (all-in)
- $86K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$86K)
Experience
Recent financings
- Pearle Vision of Collegeville in Collegeville, PA — $2.3M (2026) · purchase · First Merchants Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term