Penn Station East Coast Subs, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2231)
13 deals since 2020 · typical deal $350K
13
Deals since 2020
$350K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
Penn Station East Coast Subs has 13 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Penn Station East Coast Subs
Most Penn Station East Coast Subs deals financed between $80K and $647K. Above $647K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,871
- Down payment (10%)
- $39K
- Cash to close (all-in)
- $52K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$52K)
Experience
Recent financings
- HB3 GROUP LLC in Dayton, OH — $1.3M (2026) · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% fixed
- Term