Pepper Lunch, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8168)
1 deals since 2020 · typical deal $648K
1
Deals since 2020
$648K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
Pepper Lunch has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Pepper Lunch
Most Pepper Lunch deals financed between $648K and $648K. Above $648K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,474
- Down payment (10%)
- $72K
- Cash to close (all-in)
- $96K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$96K)
Experience
Recent financings
- Seventh & Monroe LLC in Oregon City, OR — $648K (2026) · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term