Pinspiration, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3528)
14 deals since 2020 · typical deal $182K
14
Deals since 2020
$182K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
Pinspiration has 14 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Pinspiration
Most Pinspiration deals financed between $125K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,688
- Down payment (10%)
- $20K
- Cash to close (all-in)
- $27K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$27K)
Experience
Recent financings
- Initium Novum LLC in Gulfport, MS — $262K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term