PMI, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8126)
16 deals since 2020 · typical deal $150K
16
Deals since 2020
$150K
Typical deal
16
Deals since FY2025
—
Too few deals to score risk
What buyers pay for PMI
Most PMI deals financed between $150K and $700K. Above $700K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- KAPS Unlimited LLC, a Texas Limited Liability Company in Lakeway, TX — $925K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable