Red Light Method, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8155)
3 deals since 2020 · typical deal $417K
3
Deals since 2020
$417K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
Red Light Method has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Red Light Method
Most Red Light Method deals financed between $300K and $450K. Above $450K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,448
- Down payment (10%)
- $46K
- Cash to close (all-in)
- $62K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$62K)
Experience
Recent financings
- BNL Holdings, LLC in Carlsbad, CA — $450K (2026) · Summit State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term