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Ricker Oil Company (Multiple Brands), by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3144)

3 deals since 2020 · typical deal $943K

3

Deals since 2020

$943K

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

Ricker Oil Company (Multiple Brands) has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Ricker Oil Company (Multiple Brands)

Most Ricker Oil Company (Multiple Brands) deals financed between $102K and $2.56M. Above $2.56M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$943K

Monthly payment (10-yr): $12,333
Down payment (10%): $105K
Cash to close (all-in): $144K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$144K)

Experience

Recent financings

BJM Inc in Fishers, IN — $2.6M (2025) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
312 mo (26 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
193 days
Approved
12/19/2024
First disbursed
6/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Gasoline Stations with Convenience Stores
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
BJM Inc in Fishers, IN — $102K (2025) · Merchants Bank of Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$51K (50%)
Approval → funding
173 days
Approved
1/8/2025
First disbursed
6/30/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
SSD Oil, Inc. in Anderson, IN — $943K (2020) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$707K (75%)
Approval → funding
99 days
Approved
4/23/2020
First disbursed
7/31/2020
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Who funds Ricker Oil Company (Multiple Brands) — and where

Every dot is a financed Ricker Oil Company (Multiple Brands) — 3 mapped.

Top lenders for this brand

1.Merchants Bank of Indiana(3)

Most active states

1.Indiana (3 loans)

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Common questions

How much does a Ricker Oil Company (Multiple Brands) cost to buy or open?

The typical deal for Ricker Oil Company (Multiple Brands) is $943K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $104K of buyer cash on a typical deal.

How risky is Ricker Oil Company (Multiple Brands)?

Ricker Oil Company (Multiple Brands) has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Ricker Oil Company (Multiple Brands) with an SBA loan?

Yes — Ricker Oil Company (Multiple Brands) has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for Ricker Oil Company (Multiple Brands) — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

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DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ricker Oil Company (Multiple Brands).

Jobs supported

6

Business age

Startup, Loan Funds will Open Business

Industry

Gasoline Stations with Convenience Stores

Funded by Merchants Bank of Indiana · Lender record →

Your business? Claim this record · Request removal

Loan sold to investors