Ruth's Chris Steak House, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3579)
3 deals since 2020 · typical deal $2.4M
3
Deals since 2020
$2.4M
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
Ruth's Chris Steak House has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for Ruth's Chris Steak House
Most Ruth's Chris Steak House deals financed between $500K and $2.42M. Above $2.42M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $31,712
- Down payment (10%)
- $269K
- Cash to close (all-in)
- $372K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$372K)
Experience
Recent financings
- Lou Wil II, L.L.C. in Wilmington, NC — $2.4M (2021) · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term