SailTime, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S5354)
2 deals since 2020 · typical deal $613K
2
Deals since 2020
$613K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
SailTime has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for SailTime
Most SailTime deals financed between $519K and $613K. Above $613K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,010
- Down payment (10%)
- $68K
- Cash to close (all-in)
- $91K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$91K)
Experience
Recent financings
- FOR THE LOVE OF SAILING, LLC in Emeryville, CA — $519K (2025) · purchase · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term