Schlotzsky's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1529)
25 deals since 2020 · typical deal $453K · 0% failure rate
25
Deals since 2020
$453K
Typical deal
3
Deals since FY2025
0%
Failure rate (FY20–23)
Schlotzsky's buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for Schlotzsky's
Most Schlotzsky's deals financed between $273K and $1.26M. Above $1.26M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,923
- Down payment (10%)
- $50K
- Cash to close (all-in)
- $67K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$67K)
Experience
Recent financings
- Sterling Block Restaurant Group LLC in Wichita Falls, TX — $892K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term