How much does a SpeeDee Oil Change & Auto Service cost to buy or open?

The typical deal for SpeeDee Oil Change & Auto Service is $418K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $46K of buyer cash on a typical deal.

How risky is SpeeDee Oil Change & Auto Service?

SpeeDee Oil Change & Auto Service has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a SpeeDee Oil Change & Auto Service with an SBA loan?

Yes — SpeeDee Oil Change & Auto Service has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

SpeeDee Oil Change & Auto Service SBA Intelligence: Real Cost, Rates & Failure Rate

Recent financings

Tus Nua, LLC in Greenville, NC — $350K (2026) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9.24% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $263K (75%)
Approved: 2/27/2026
Loan status: Committed
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 7
Business age: Existing or more than 2 years old
Industry: Automotive Oil Change and Lubrication Shops

Funded by Live Oak Banking Company · Lender record →

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FiaFia Store Group LLC - Series Speedee on Crowley in Fort Worth, TX — $1.4M (2025) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 9% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $1.1M (75%)
Approval → funding: 8 days
Approved: 7/23/2025
First disbursed: 7/31/2025
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

MAVI INVESTMENTS INC in Jackson, CA — $418K (2024) · purchase · Plumas Bank

Program: Preferred Lenders Program
Rate at approval: 8.75% fixed
Term: 96 mo (8 yrs)
SBA guaranteed: $314K (75%)
Approval → funding: 23 days
Approved: 12/19/2023
First disbursed: 1/11/2024
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 8

SpeeDee Oil Change & Auto Service in Denver, CO — $475K (2022) · Live Oak Banking Company

Program: 7a General
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $356K (75%)
Approval → funding: 14 days
Approved: 10/7/2021
First disbursed: 10/21/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Tony Ge Shen Mak in San Bruno, CA — $810K (2021) · CalPrivate Bank

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $729K (90%)
Approval → funding: 20 days
Approved: 5/26/2021
First disbursed: 6/15/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Individual
Secondary market: Loan sold to investors

A Plus Automotive LLC in Winston Salem, NC — $445K (2021) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $401K (90%)
Approval → funding: 16 days
Approved: 5/17/2021
First disbursed: 6/2/2021
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

SpeeDee Oil Change & Auto Service in Daly City, CA — $350K (2021) · purchase · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $315K (90%)
Approved: 7/9/2021
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 5
Business age: Change of Ownership
Industry

Irvin Group Investments LLC in Hurst, TX — $242K (2021) · Citizens Bank

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $218K (90%)
Approval → funding: 3 days
Approved: 7/28/2021
First disbursed: 7/31/2021
Loan status: Paid in full (8/31/2024)
Loan type: Term loan
Collateral: Not required
Business type: Corporation
Secondary market

SpeeDee Oil Change and Auto Service in Las Vegas, NV — $370K (2020) · Live Oak Banking Company

Program: Preferred Lenders Program
Rate at approval: 5.5% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $278K (75%)
Approval → funding: 27 days
Approved: 8/6/2020
First disbursed: 9/2/2020
Loan status: Paid in full (10/31/2023)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

SpeeDee Oil Change & Auto Service, by the numbers

Recent financings

Who funds SpeeDee Oil Change & Auto Service — and where

Common questions

How much does a SpeeDee Oil Change & Auto Service cost to buy or open?

How risky is SpeeDee Oil Change & Auto Service?

Can I finance a SpeeDee Oil Change & Auto Service with an SBA loan?

AI summary