StarCycle, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2620)
3 deals since 2020 · typical deal $275K
3
Deals since 2020
$275K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
StarCycle has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for StarCycle
Most StarCycle deals financed between $215K and $280K. Above $280K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,827
- Down payment (10%)
- $31K
- Cash to close (all-in)
- $41K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$41K)
Experience
Recent financings
- SB SPIN CORP. in Santa Barbara, CA — $275K (2025) · purchase · Montecito Bank & Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval