How risky is Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub ?

Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub SBA Intelligence: Real Cost, Rates & Failure Rate

Q: How much does a Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub cost to buy or open?

The typical deal for Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub is $185K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $20K of buyer cash on a typical deal.

Q: Can I finance a Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub with an SBA loan?

Yes — Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Recent financings

PAKA LLC in Fort Collins, CO — $252K (2024) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $189K (75%)
Approval → funding: 92 days
Approved: 5/9/2024
First disbursed: 8/9/2024
Loan status: Delinquent
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 21
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants

Funded by The Huntington National Bank · Lender record →

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PAKA LLC in Fort Collins, CO — $20K (2024) · The Huntington National Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 10.75% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $10K (50%)
Approval → funding: 308 days
Approved: 5/9/2024
First disbursed: 3/13/2025
Loan status: Delinquent
Loan type: Revolving line
Collateral: Required
Business type: Corporation

LEGENDAIRY CREATIONS, LLC in Ashland, MA — $275K (2023) · Needham Bank

Program: Preferred Lenders Program
Rate at approval: 10.75% variable
Term: 126 months
SBA guaranteed: $206K (75%)
Approval → funding: 11 days
Approved: 6/16/2023
First disbursed: 6/27/2023
Loan status: Current
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 27

Z2M2 ENTERPRISES LLC in Roswell, GA — $180K (2023) · Georgia's Own Credit Union

Program: Preferred Lenders Program
Rate at approval: 9.75% variable
Term: 66 months
SBA guaranteed: $135K (75%)
Approval → funding: 4 days
Approved: 7/31/2023
First disbursed: 8/4/2023
Loan status: In liquidation
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported

Sub Zero Ice Cream in Simi Valley, CA — $175K (2023) · Harvest Small Business Finance, LLC

Program: Preferred Lenders Program
Rate at approval: 10.25% variable
Term: 302 months
SBA guaranteed: $131K (75%)
Approved: 1/5/2023
Loan status: Cancelled
Loan type: Term loan
Collateral: Required
Business type: Corporation
Jobs supported: 13
Business age: Existing or more than 2 years old
Industry

SUB ZERO ICE CREAM - CALIFORNIA LLC in Simi Valley, CA — $701K (2021) · Harvest Small Business Finance, LLC

Program: Preferred Lenders Program
Rate at approval: 6% variable
Term: 300 mo (25 yrs)
SBA guaranteed: $631K (90%)
Approval → funding: 30 days
Approved: 8/25/2021
First disbursed: 9/24/2021
Loan status: Paid in full (1/31/2026)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

Lucky Trio 3 LLC in Athens, GA — $185K (2020) · The Huntington National Bank

Program: Preferred Lenders Program
Rate at approval: 5.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $139K (75%)
Approval → funding: 7 days
Approved: 9/23/2020
First disbursed: 9/30/2020
Loan status: Paid in full (1/31/2026)
Loan type: Term loan
Collateral: Required
Business type: Corporation
Secondary market

SUB ZERO WASHINGTON, LLC in Federal Way, WA — $20K (2020) · Columbia Bank

Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Rate at approval: 7.25% variable
Term: 120 mo (10 yrs)
SBA guaranteed: $10K (50%)
Approval → funding: 60 days
Approved: 12/31/2019
First disbursed: 2/29/2020
Loan status: Paid in full (1/31/2022)
Loan type: Revolving line
Collateral: Not required
Business type

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub , by the numbers

Recent financings

Who funds Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub — and where

Common questions

How much does a Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub cost to buy or open?

How risky is Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub ?

Can I finance a Sub Zero Ice Cream & Yogurt/Sub Zero Nitrogen Ice Cream/Sub with an SBA loan?

AI summary