The Groutsmith, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1759)
1 deals since 2020 · typical deal $163K
1
Deals since 2020
$163K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
The Groutsmith has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.
What buyers pay for The Groutsmith
Most The Groutsmith deals financed between $163K and $163K. Above $163K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,413
- Down payment (10%)
- $18K
- Cash to close (all-in)
- $24K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$24K)
Experience
Recent financings
- Fergy LLC in Murfreesboro, TN — $163K (2025) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.55% fixed
- Term