Scroll

Toro - Authorized Dealer Agreement, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4433)

4 deals since 2020 · typical deal $2.6M

4

Deals since 2020

$2.6M

Typical deal

0

Deals since FY2025

—

Too few deals to score risk

Toro - Authorized Dealer Agreement has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Toro - Authorized Dealer Agreement

Most Toro - Authorized Dealer Agreement deals financed between $1.21M and $3.17M. Above $3.17M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.64M

Monthly payment (10-yr): $34,493
Down payment (10%): $293K
Cash to close (all-in): $404K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$404K)

Experience

Recent financings

Sowers Machinery Co., Inc. in Christiansburg, VA — $3.2M (2022) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
9 days
Approved
12/1/2021
First disbursed
12/10/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Outdoor Power Equipment Stores
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Tractors, Inc. in Cartersville, GA — $2.6M (2022) · Coosa Valley CU
Program
7a General
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
49 days
Approved
10/12/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Chippewa Property Holdings LLC in Grand Rapids, MI — $1.2M (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$909K (75%)
Approved
4/22/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Allen Family Enterprises LLC in Grand Rapids, MI — $75K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approved
4/22/2020
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Toro - Authorized Dealer Agreement?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Toro - Authorized Dealer Agreement — and where

Every dot is a financed Toro - Authorized Dealer Agreement — 4 mapped.

Top lenders for this brand

Most active states

1.Michigan (2 loans)
2.Georgia (1 loans)
3.Virginia (1 loans)

Represent Toro - Authorized Dealer Agreement?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Toro - Authorized Dealer Agreement 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Toro - Authorized Dealer Agreement lending specialist.

Common questions

How much does a Toro - Authorized Dealer Agreement cost to buy or open?

The typical deal for Toro - Authorized Dealer Agreement is $2.6M across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $290K of buyer cash on a typical deal.

How risky is Toro - Authorized Dealer Agreement?

Toro - Authorized Dealer Agreement has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Toro - Authorized Dealer Agreement with an SBA loan?

Yes — Toro - Authorized Dealer Agreement has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

AI summary

This profile summarizes public SBA financing activity for Toro - Authorized Dealer Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via DealRoom.so SBA Intelligence. DealRoom is not a lender.

Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.

Still have questions about buying a Toro - Authorized Dealer Agreement?

Five minutes with a specialist who's seen Toro - Authorized Dealer Agreement deals close answers more than an hour of searching. Free, usually same-day.

I authorize DealRoom to share my contact information with SBA lending partners and loan brokers (including partners who compensate DealRoom), who may contact me about financing. DealRoom is not a lender and makes no credit decision.

Represent Toro - Authorized Dealer Agreement?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

DealRoom analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Toro - Authorized Dealer Agreement.

Jobs supported

11

Business age

Existing or more than 2 years old

Industry

Other Miscellaneous Nondurable Goods Merchant Wholesalers

Funded by Coosa Valley CU

Your business? Claim this record · Request removal

General Rental Centers

If you were the buyer here

Est. deal size: $1.3M
Est. down payment (10%): $135K
Est. cash at closing: $185K
Monthly payment: $7,625
Annual debt service: $91K
Cash flow needed (1.25×): $114K

Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.

Funded by The Huntington National Bank · Lender record →

Your business? Claim this record · Request removal

Existing or more than 2 years old

Industry

General Rental Centers

Funded by The Huntington National Bank · Lender record →

Your business? Claim this record · Request removal